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    USA Banks - Online Internet Banks

    Low Rate Credit Card     Find MLS Home Listing

    Online banks pass the money they save on overhead like buildings and tellers along to you in the form of higher yields, lower fees and more generous account thresholds.


    Possibly more than any other financial product, online, high-yield savings accounts are frequently viewed as interchangeable commodities -- this despite the fact that a college graduate in his or her 20's is very likely to have different savings account needs than an affluent 50-year-old executive.Online Savings Comparision Contd......

    Internet and Online Banking Offers
  • FNBO Direct (sponsored)
  • HSBC Direct Online Savings and Online Payment (Sponsored Links)
  • E*Trade Bank - Complete Savings (Sponsored Links)
  • WTDirect - Save with Confidence (Sponsored Links)
  • Bank of Internet - Freedom Checking
  • EmigrantDirect: AmericanDream Savings and My Way CD (Sponsored Links)
  • ING DIRECT - Orange Savings and Checking (Sponsored Links)
  • Washington Mutual - WaMu Savings and Free Checking
  • E-LOAN - Online Savings Account and CD
  • Fidelity Investments- mySmart Cash Account

    The major disadvantage of Online Virtual banks revolves around ATMs. Because they have no ATM machines, Online banks typically charge the same surcharge that your brick-and-mortar bank would if you used another bank's automated teller. Likewise, many virtual banks won't accept deposits via ATM; you'll have to either deposit the check by mail or transfer money from another account.

    USA Banks Operating in Multiple States

    • AmSouth Bank - Provides banking services to Alabama, Georgia, Tennessee, and Florida with over 270 locations.
    • Associated Bank - Financial organization serving Wisconsin, Illinois, and Minnesota
    • BancWest Corporation - With assets of more than $15 billion, BancWest serves nearly one million households. BancWest has over 200 branches in California, Oregon, Washington, Idaho, Hawaii, Guam and Saipan.
    • Bank Audi - Commercial bank provides full banking facilities to US and foreign clients.
    • Bank of America - Created from the merger of BankAmerica and NationsBank, Bank of America provides full-service banking nationwide.
    • BB and T Corp. - Financial holding company operating banking subsidiaries in the eastern and southern states. Features history, branch locations, investor relations, and employment opportunities.
    • Central Carolina Bank - A bank holding company whose principal subsidiaries are Central Carolina Bank and Trust Company of Durham, North Carolina and American Federal Bank of Greenville, South Carolina.
    • Centura - A U.S. bank with more than 210 offices and more than 200 ATMs in North Carolina, South Carolina, and Virginia.
    • Charter One Bank - Provides financial products and services for both consumers and businesses.
    • Citibank U.S. - One of the largest full service banks in the world.
    • Commerce Bank - A financial services bank with over 100 offices throughout New Jersey and Pennsylvania.
    • Compass Bank - A regional bank with offices in Texas, Alabama and Florida.
    • Continental Savings Bank - Provides financial services in Washington, Oregon, Idaho, and Hawaii.
    • First Citizens Bank - Commercial bank with branches in North Carolina and Virginia, and West Virginia.
    • First Financial Bancorp - Network of banking organizations with 115 locations in Ohio, Indiana, Michigan, and Kentucky.
    • Firststar Bank - A bank holding company with approximately 1,200 banking offices in Ohio, Wisconsin, Missouri, Kentucky, Iowa, Illinois, Kansas, Indiana, Arkansas, Minnesota, Tennessee, Arizona and Florida.
    • Fleet Bank - Provides a full range of personal, small business and commercial banking throughout the Northeast.
    • Harris Bank - Major Chicago-based bank providing retail banking in the Chicago area and corporate banking services to corporations, institutions, non-profit and government entities nationwide.
    • J.P. Morgan and Co. Incorporated - A leading global financial firm that meets critical financial needs for business enterprises, governments, and individuals.
    • KeyBank - One of the nation's largest financial institutions, offering online banking to its customers.
    • LaSalle Bank - Provides consumer and commercial banking from more than 120 locations throughout the Midwest.
    • Marquette Banks - Provides a wide range of financial services from branches throughout Minnesota, South Dakota, Iowa and Illinois.
    • MBNA America Bank, N.A. - Major commercial bank, based in Delaware, offering services in the United States, England, Scotland, Ireland, and Canada.
    • Mellon Bank Corp. - Corporation's subsidiaries include Mellon Bank, Dreyfus Corporation, and the Boston Company.
    • The Midwest Trust Company - Provides wholesale and retail trust services.
    • Pinnacle Bank - Offers a wide range of banking services, including online banking, loans and accounts.
    • PNC Bank Corp. - Serving consumer and corporate clients throughout the mid-Atlantic region, with a presence in all 50 states.
    • Raymond James Bank, FSB - Offering banking services nationwide through more than 1,000 office locations.
    • Safeway Select Bank - Includes online account access, local store ATMs, and free groceries for opening an account.
    • SouthTrust Bank - A corporate bank headquartered in Birmingham, AL, with over 600 offices in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee, and Texas.
    • State Farm Bank - The banking services of State Farm Insurance. Includes information on accounts, loans and online banking.
    • SunTrust Banks Inc. - Major southeastern-based U.S. bank, offering commercial, industrial/corporate, investment banking and personal banking services.
    • U.S. Bank - A diversified financial services company headquartered in Minneapolis, Minnesota, with over 5,000 ATMs and 1,000 banking offices in 17 states.
    • U.S.Trust - An investment management company headquartered in New York that manages over $79 billion in assets for clients throughout the country.
    • Wachovia Corp. - Financial services company offers online banking, bill pay, brokerage, loans, and financial planning, as well as services for small businesses and corporations.
    • Washington Mutual - Institution offers a wide range of banking and financial solutions, including online account access.
    • Wells Fargo - Connects customers to essential financial services 24 hours a day -- by ATM, phone or personal computer, as well as through a growing network of traditional and supermarket branches.

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